Freelancer Irregular-Income Budget Kit
Budget when every month is different: auto tax set-aside, monthly dashboard and a steady "pay yourself" salary.
Made for freelancers, contractors, creators and gig workers.

Preview shows sample data.
What’s inside
- Income log with automatic tax set-aside per payment
- 12-month dashboard: gross, tax reserve, spending, net
- Pay-yourself salary from your trailing average income
- Emergency buffer goal & months-of-runway tracker
- Expense log with categories
- Works in Excel, Google Sheets & LibreOffice
How it works
- Buy and download the .xlsx file instantly.
- Open in Excel or import into Google Sheets.
- Fill in the yellow cells — everything else calculates.
Questions
How much should a freelancer set aside for taxes?
Many freelancers set aside 25–30% of each payment, but your number depends on your tax bracket and location. The kit lets you set your own percentage.
How do I budget with irregular income?
Budget from a conservative average of past income, pay yourself a fixed salary, and keep a buffer for lean months. The kit automates all three.
Can I get a refund?
Because these are instant digital downloads, all sales are final once delivered. But we’ve got you covered: if a file is faulty, won’t open or has an error, reply to your receipt email and we’ll fix or replace it. If we can’t fix it within 7 days, we’ll refund you in full. Accidentally bought the same item twice? We’ll refund the duplicate.