Terms of Sale

Last updated: November 2, 2026.

Purchases grant a personal, non-transferable license to use the template; reselling or redistributing the files is not allowed. Products are delivered digitally. Because products are instant digital downloads, all sales are final once delivered. If a file is faulty, won’t open or contains an error, reply to your receipt email and we will fix or replace it; if we cannot fix it within 7 days of your report, we will refund your purchase in full. Accidental duplicate purchases of the same item are refunded on request. Templates and calculators provide estimates for organizing purposes only and are not financial, tax or legal advice. Provided “as is” without warranty, to the extent permitted by law.